Accident Insurance

It will cover:
1.Death cover wherein 100% of the capital sum insured is payable.
2.Loss of two limbs / both eyes / one limb and one eye wherein 100% of the capital sum insured is payable.
3.Loss of one limb or one eye wherein 50% of the capital sum insured is payable.
4.Permanent Total Disablement other than above e.g. paralysis due to an accident, wherein 100% of the          capital sum insured is payable.
5.Permanent Partial Disablement i.e. where a part of the body becomes permanently disabled due to an         accident, e.g. total and irrevocable loss of use of a finger due to an accident. In such cases, a percentage       of the capital sum insured as specified in the policy is paid.
6.Temporary Total Disablement i.e. where the insured person becomes temporarily disabled from                   undertaking any work as a result of an accident for e.g. fracture of legs. In such cases, a weekly payment     of 1% of the capital sum insured subject to a maximum limit, is paid for the number of weeks or part             thereof (maximum 100 weeks), during which the insured person is totally disabled.

This is a must to each and every individual to protect the income due to sudden unexpected event or accident.